Disclaimer

Acknowledgement and acceptance of general conditions

This site is owned and operated by Profile Financial Services Pty Ltd, ABN 32 090 146 802. Your use of, and/or access to, this site constitutes your acceptance and agreement to be bound by and be compliant with the General Conditions including terms, conditions, notices and disclaimers contained in this document. Profile Financial Services reserves the right to amend these General Conditions at any time.

Ownership of content

The materials displayed on this site, including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site (“Content”) are protected by copyright, trade mark and other intellectual property laws unless expressly indicated otherwise. You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this web site solely for your own information, research or study, but only if you keep all Content intact and in the same form as presented on this site (including without limitation all copyright, trade mark and other proprietary notices and all advertisements). You must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by Profile Financial Services. You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any right of Profile Financial Services or which is prohibited by the General Conditions.

Disclaimer and limitation of liability

The information contained on this site is provided by Profile Financial Services in good faith and provides factual information and general advice only. No direct or implied recommendations are given in the material. It has been provided without taking into account your investment objectives, financial situation and particular needs. Before making a decision on the basis of any information contained in this site you need to consider, with or without the assistance of a Representative, whether the information is appropriate in light of your particular investment needs, objectives and financial circumstances. You should always obtain a relevant Product Disclosure Statement and read it. The information is derived from sources believed to be accurate and current as at the date indicated in the respective sections of this site. Neither Profile Financial Services nor any of its directors or employees give any representation or warranty as to the reliability, accuracy or completeness of the information, nor do they accept any responsibility arising in any way (including by negligence) for errors in, or omissions from, the information. Profile Financial Services disclaims all responsibility for any loss or damage which any person may suffer from reliance on the information and material on this web site or any opinion, conclusion or recommendation in the information and material whether the loss or damage is caused by any fault or negligence on the part of Profile Financial Services, its officers, employees, agents and associates or otherwise. In the case of goods or services supplied or offered by Profile Financial Services or any of its directors or employees, liability for breach of any implied warranty or condition which cannot be excluded is limited at Profile Financial Services’ option to either: (a) the supply of the goods (or equivalent goods) or services again; or (b) the payment of the cost of having the goods (or equivalent goods) or services supplied again.

Privacy

Please click here to read our privacy policy.

Receiving documents electronically or in physical form

Following recent amendments to the Corporations Act; where you have provided us with your email address, we will now send notices of meetings, other meeting-related documents and annual financial reports (each a “Communication”) to you electronically unless you elect to receive these in physical form and notify us of this election.

You have the right to elect whether to receive some or all of these Communications in electronic or physical form and the right to elect not to receive annual financial reports at all. You also have the right to elect to receive a single specified Communication on an ad hoc basis, in an electronic or physical form.

Advertising and links to other web sites

This site contains links to third party sites. These linked web sites are not under the control of Profile Financial Services, and Profile Financial Services is not responsible for the content of any linked web site or any hyperlink contained in a link web site. Profile Financial Services provides these hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked web site by Profile Financial Services. You link to any such web site entirely at your own risk.

Loss or damage to your systems

Profile Financial Services will not be liable for any loss or damage from any cause to your system or web site, or to people linking to this material from your web site, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. Profile Financial Services advises you to take your own precautions in relation to protecting your system or web site from malfunction or viruses.

Miscellaneous

These General Conditions are governed by the law of New South Wales, Australia. Disputes arising from these General Conditions are in the first instance exclusively subject to the jurisdiction of the courts of New South Wales, Australia. Profile Financial Services reserves the right to make changes to this site at any time.