Profile travel series: Welcome to the chronicles of America
By Rachael Arnold, Senior Financial Adviser Over the years the United States seems to have taken a backseat to European travel amongst my clients, friends and family. I have to admit I have been favouring Europe over the years but when I had the chance to visit a...
Profile travel series: Some of the sights and sounds of Greece that I have experienced
By Spiros Christoforatos, Head of Client and Adviser Growth With Greece's widespread influence and the world becoming more accessible, an increasing number of people are drawn to its origins, captivating landscapes, ancient ruins, vibrant culture, and beautiful...
What does goals based financial planning REALLY mean?
Goals The things that are important to us and what we strive for. Don’t I want a financial planner to make money for me? The old school approach to financial planning that in some respects has been superseded now it is easy and cheap to invest. What is important to...
How much money do you need to retire?
How much money do you need to retire? You might as well be asking yourself how long is a piece of string! Retiring with the right amount of money is obviously important, but can feel like a guessing game. There’s so many factors to consider, and it’s not a one-size...
The 25% retirement rule you need to know!
What is it? An estimate of how much you’ll need to save for retirement. It assumes a withdrawal rate of 4% of your savings in year 1 of retirement. Future withdrawals are indexed with inflation. If you want to live on $50,000 in retirement (assuming self-funded), you...
Consistency is key to comfort: a client Q&A
Jock Kelso started from humble beginnings and is now a retired radio advertising executive. With his lovely wife Dot, they have a family and lived in Sydney while Jock worked for various top radio stations and was Sales Manager at Radio 2UE Sydney. He describes these...
The Four Biggest Retirement Planning Mistakes
Read about four of the biggest retirement planning mistakes we find when working with Australians planning for retirement.
What are the 6 essential steps you need to take before you retire?
As retirement beckons, careful planning and preparation become paramount to ensure a fulfilling and financially secure future. Retirement is not just a few weeks of leisure; it is a new chapter in life that can last for decades. Here we will explore essential steps to...
Five factors to consider when choosing your retirement location
As a seasoned financial adviser, I have had the privilege of assisting numerous individuals in various property transactions throughout the years. While I wish I could pinpoint the ultimate retirement destination for each of you, the truth is that there's no...
What is the FIRE Method for Retirement?
As a financial adviser, we get asked all sorts of questions from buying a house to investing for the future. We also get asked about the latest financial literature, celebrities, or philosophies. One of the more common questions I am asked is in regards to the FIRE...
Unlock your financial success as an IT professional: a tale of empowerment
As a financial adviser based in Sydney, Australia, my role is to help clients navigate the intricate world of finance and investments. Recently, I had the privilege of assisting a client who is an Information Technology professional in making a strategic move to...
Meet the team: Kurt Ohlsen
Here at Profile Financial Services, we take the time to get to know each and every one of our clients. So we think it’s only fair to let you know a little bit about each and every one of us! Over the coming weeks we will introduce each of our team members as a way of...
Tech wealth unlocked: financial considerations engineered for tech professionals: Part 5
Welcome the final part of our limited series on the unique financial landscape that is a career in information technology and the top 6 financial considerations employees in this sector need to consider. Throughout this series we have explored cashflow management,...
Tech wealth unlocked: financial considerations engineered for tech professionals: Part 4
In the penultimate article of our limited series on the unique financial landscape that is a career in information technology we explore one of the biggest financial considerations shared by this sector: Employee Share Ownership Schemes. If you’ve missed any of our...
Tech wealth unlocked: financial considerations engineered for tech professionals: Part 3
This insightful article is the third installment of our limited five-part series which explores the unique financial landscape that is a career in information technology and uncovers some wealth management strategies that will help you do more with your money. ...
Meet the team: Lena Ridley
Here at Profile Financial Services, we take the time to get to know each and every one of our clients. So we think it's only fair to let you know a little bit about each and every one of us! Over the coming weeks we will introduce each of our team members as a way of...
Tech wealth unlocked: financial considerations engineered for tech professionals: Part 2
Welcome to part two in our special five-part series which explores the unique financial landscape that is a career in information technology and uncovers some wealth management strategies that will help you do more with your money. In the initial part of this...
Tech wealth unlocked: financial considerations engineered for tech professionals
In a competitive industry such as information technology (IT), being unique matters. However, the reality is that it's not often the business itself that is unique - it's what is embodied by that business: the team, its approach, the collective insights, as well as...
How to design your ideal retirement
As retirement beckons, careful planning and preparation become paramount to ensure a fulfilling and financially secure future. Retirement is not just a few weeks of leisure; it is a new chapter in life that can last for decades. Here we will explore essential steps to...
How long will $2 million last in retirement in Australia?
Retirement planning is a critical aspect of financial well-being, and understanding how long your retirement savings will last is essential for a secure future. This article aims to address the question of how long $2 million will last in retirement in Australia. We...